500 Lake St. Phone Number: 231-689-7246 Phone Number: 734-222-6700 As long as you retain interest in the home, its still going to go through probate. 12265 M-32 West Talk to a property law attorney if you're interested in creating a tenancy by the entirety. By using our site, you agree to our. Phone Number: 989-348-2841 120 N. Broadway In some areas, your spouse also must sign the deed. 151 E. Huron Street Lake City, MI 49651 P.O. 800 10th Street, Suite 200 List of County Register of Deeds . Real Property 313-224-5854 You may also have to pay a document transfer tax. 8527 E. Government Center Drive Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds Bessemer, MI 49911 Jennifer Mueller is an in-house legal expert at wikiHow. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Fax Number: 269-467-5593 Please Note: The Register of Deeds Office does not prepare or change documents and cannot provide legal assistance. 1087 Newell St. 33 McCollum Street To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Returning to the $100,000, suppose you create a TOD deed for your spouse. Gladwin, MI 48624 https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. Fax Number: 231-779-5352 It can also affect inheritance rights of heirs and devisees. This might not be an option if one of the owners does not have good credit. Phone Number: 269-781-0707 How do I add someone to my deed? Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. Harrison, MI 48625 Fax Number: 989-734-0506 Civil Rights, Inclusion & Opportunity Department. Saginaw, MI 48602 Go to the county recorders office and get a quitclaim form. Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. Phone Number: 906-643-7306 Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Fax Number: 810-768-7965 Next, obtain a quitclaim form from the county recorders office where the property is located. Otherwise, there is a presumption that the ownership interest will be equal. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. Phone Number: 517-322-1144, Shiawassee County Register of Deeds P.O. Fax Number: 989-832-6842 In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. Transferring ownership of a house also means your property will likely be reassessed for tax purposes. Elle Di Jensen has been a writer and editor since 1990. Fax Number: 734-222-6528 That means when you die, your spouse will absorb your ownership share of the property. 401 E. Houghton Ave. If you live in a community property state, you can specify the home or land is community property with a right of survivorship. Phone Number: 906-524-6100, ext. 839 10th Avenue https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds Make sure you select the one that best suits your needs. Fax Number: 231-237-0106 Ontonagon, MI 49953 Many reasons might exist that would make you want to add someone to the deed to your house. If you want to transfer title to a friend or your child, the same principle applies. Email: registerofdeeds@isabellacounty.org Fax Number: 906-635-6855 Strike a line through any verbiage on the deed that does not apply to your circumstances. not mine. http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds Phone Number: 269-383-8970 All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. Include your email address to get a message when this question is answered. Cadillac, MI 49601 However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. This is wonderful!". How you add the person to your title affects whether the surviving owner must go through probate. Buildings, Safety Engineering and Environmental Department. When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. Phone Number: 906-884-4255 My spouse died, how do I remove my spouse's name from my deed? The deed must be notarized. P.O. https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. Fill in the recording information. If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. 448 Court Place We use cookies to make wikiHow great. Email: regofdeeds@co.montcalm.mi.us Reed City, MI 49677 Planning & Economic Development. 301 W. Upton A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. L'Anse, MI 49946 113 Chestnut Street Your county recorders office will have a list of ways to claim property. 8562 Traverse City, MI 49684 The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. Phone Number: 810-257-3060 Phone Number: 810-989-6930 Email: register@wexfordcounty.org Phone Number: 269-445-4464 Mortgage and Deed to House Accessed April 10, 2020. 103 Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. 605 N. Birch St. "Joint Tenancy and Medicaid Eligibility." Some transfers are excluded from reassessment. 200 N. Main Street Use full legal names, and the appropriate language to create the type of co-ownership you've chosen. 125 W. Lincoln St. Email: registerofdeeds@picounty.org https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds You will have to file a quitclaim deed and then file a new deed with joint ownership. Phone Number: 906-225-8415 When transferring equity to add a name to your property's title deeds, your conveyancing solicitor will: To transfer equity on a property or land, it will be necessary to: Obtain and review a copy of the property's title from HM Land Registry (HMLR) Prepare the transfer deed legal documents. Phone Number: 231-627-8808 https://www.stclaircounty.org/offices/register_of_deeds/, St. Joseph County Register of Deeds Fax Number: 989-846-9166 Please contact an attorney for any legal questions you may have. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds Transfer on Death Deed Forms All deed forms offered here: Are available for immediate download Are fill in the blank on your computer Include step by step guide explaining every blank on the form Include completed example of forms for reference Meet state statutory requirements for content Are formatted to meet county requirements for recording Phone Number: 517-788-4350 For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. St. Johns, MI 48879-1580 211 W. Main St. Fax Number: 231-533-8317 Leave the notary section blank. 300 Monroe Avenue, NW Ludington, MI 49431 http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds Fax Number: 906-524-6432 You can't have it both ways, however. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Phone Number: 906-774-0955 You can't take it back When you add someone to the deed, all or a portion of your ownership is transferred to that person. Fax Number: 231-882-0167 She received her JD from Indiana University Maurer School of Law in 2006. The transfer is excluded from the gift tax if you're adding your spouse to your house title. Support wikiHow by Fax Number: 231-873-9218 https://www.co.muskegon.mi.us/848/Register-of-Deeds, Newaygo County Register of Deeds Phone Number: 906-875-3321 unlocking this expert answer. 1200 N. Telegraph If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. Adrian, MI 49221 Phone Number: 989-734-2676 Review your mortgage documents or contact your lender before initiating the process to change your deed. You can buy one of these policies by paying a one-time fee, which typically is relatively low. Alpena, MI 49707 Ithaca, MI 48847 The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds Then, sign the completed form in the presence of a notary before submitting it to the recorders office! For more detailed information on how to add someone to your house title, scroll down. Fax Number: 269-445-4453 You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. FindLaw: What's the Difference Between Joint Tenants with Survivorship and Tenants in Common? Getting married does not automatically transfer a property to become a tenancy by entirety. For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. P.O. Part 1 Understanding How It Works Download Article 1 Contact your lender. Tawas City, MI 48764 Fax Number: 906-225-8420 Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. Phone Number: 989-875-5217 Without reading this article, I would have pursued a different route. Box 296 Be prepared for them to say no, howeverin fact, this will be their answer in most cases. Gaylord, MI 49735 By using our site, you agree to our. The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds 1. 125 W. Main St. For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. Record the TOD with your county recorder of deeds, and rest assured that your loved one automatically owns your house when you have passed. Box 111 wikiHow is where trusted research and expert knowledge come together. P.O. Box 388 If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. Fax Number: 231-627-8453 He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. County Building If you own the property as joint tenants with rights of survivorship and one of the owners dies, the entire property will pass to the other owner. Centreville, MI 49032 If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds Atlanta, MI 49709 Fax Number: 906-387-2156 Email: mmerchant@gratiotmi.com P.O. June 14, 2022. https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. 205 E. 11th St. Phone Number: 989-426-7551 Complete, review and sign the quitclaim or warranty form. Fax Number: 231-258-3345 Note: A deed is an instrument used to transfer ownership (title) to another person. The American College of Trust and Estate Counsel. Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. wikiHow marks an article as reader-approved once it receives enough positive feedback. 111 South Canal Street Email: rod@livgov.com Thanks to all authors for creating a page that has been read 206,090 times. Fax Number: 231-398-3544 100 E. State Street, Suite 2500 Box 368 Step 1: Download the MI quitclaim deed form. Email: register@masoncounty.net 301 State Street It doesn't matter whether you intended it to be a gift or not. Building 12 East Property ownership, transfer laws and deed practices differ depending on the state in which you live. http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds You will have to file a transfer of the deed to gain ownership of the property during the divorce. Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. Using a quit claim deed is often the simplest method of bringing on another owner. Marie, MI 49783 Some states require extra steps, such . This article was written by Jennifer Mueller, JD. Box 168 Depending on how you claim the property, you may also need a spousal affidavit. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Phone Number: 231-745-4641 Box 538 Phone Number: 269-657-8242 These fees usually won't be more than $20. MCL 565.8. Public Works . You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Fax: 989-785-8080 You'll become joint tenants with rights of survivorship. The most common scenario where you might want to add someone to your deed is if you own a home and you get married. The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Box 35 Fax Number: 231-689-7271 She has an extended family of pets, including special needs animals. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. P.O. Box 303 Suite 212 White Cloud, MI 49349 The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). Thanks to all authors for creating a page that has been read 636,176 times. https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds Accessed April 10, 2020. ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Lansing, MI 48918-1900 Complete the deed, filling in your name as the current owner, and your name along with the additional person's name as the people to whom you're deeding your property. Also specify the type of ownership each party will have. MSU Extension. http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.